BEGIN:VCALENDAR
VERSION:2.0
PRODID:SFPL Web Calendar
BEGIN:VEVENT
UID:131508@sfpl.org
DTSTAMP:20251203T220000Z
DTSTART:20251203T220000Z
DTEND:20251203T230000Z
SUMMARY:Workshop: Sleighing the Holiday Season
DESCRIPTION:<p>It may be called “the most wonderful time of the year” but December can also be filled with unwanted debt and overspending. Learn budgeting strategies and tactics to avoid year-end credit card crunch and future debt traps.&nbsp;</p><p>Part of the Financial Skills Building series, presented by the San Francisco Financial Empowerment Center.</p><p><img src="https://sfpl.org/admin/events/lib/external/responsive_filemanager/source/San Francisco_FEC_Logo_small.png" alt="San Francisco Financial Empowerment Center logo"></p><p>The San Francisco Financial Empowerment Center provides free, confidential, one-on-one, personalized financial guidance with a certified financial counselor. This program is open to anyone living, working or receiving services in San Francisco (including noncitizens). Financial counselors provide sessions on the following financial topics: improving your credit score, increasing your savings, opening a safe and affordable bank account, assessing your public benefits options, navigating any changes in your income, communicating with loan servicers and debt collectors, managing and reducing debt, and learning more about your consumer rights. Find out more and sign up for one-on-one counseling <a href="https://www.sfgov.org/ofe/counseling">here</a>.&nbsp;</p>
LOCATION:Virtual Library
CLASS:PUBLIC
TRANSP:TRANSPARENT
END:VEVENT
BEGIN:VALARM
TRIGGER:-PT1440M
ACTION:DISPLAY
DESCRIPTION:Event Reminder - Workshop: Sleighing the Holiday Season
END:VALARM
END:VCALENDAR