12:00 - 1:00
Estados Unidos
Learn how to evaluate long-term care options and make informed decisions that protect your finances, independence, family and dignity as you age.
This presentation explains what long-term care is, why it matters and how it fits into real-life planning for individuals and families of all ages. Contrary to popular belief, long-term care needs can arise unexpectedly - not just in older age, but also due to accidents, chronic illness or sudden disability. The program explores common care scenarios, typical costs in California, the differences between self-funding and insurance-based strategies, myths and misconceptions and how long-term care planning intersects with retirement income, Medicare and estate planning.
Attendees will gain practical clarity on when to plan, what questions to ask and how to avoid common misconceptions that can derail smart decision-making.
The program is presented by Carly Ebenstein, CLTC of CJB Insurance Services, Inc., a long-term care planning professional who works with individuals, families and small business owners to design strategies that support aging with dignity and financial stability. Carly provides education-first guidance, empowering people to understand their options and make informed choices rooted in their personal goals - not fear or sales pressure.
Personal Finance
Get expert help in managing your finances and learn how to make well-informed financial decisions about spending, saving, taxes, investing, retirement, estate planning and more.
Financial Capability Month
Presentations on a wide menu of topics, ranging from the basics on saving, financial planning and cash flow management, to investing, retirement planning, property tax and insurance sub-limits throughout the month of April.