By appointment only — free, confidential, basic financial guidance for anyone living, working or receiving services in San Francisco regardless of citizenship status. Coaches are fluent in Spanish, Cantonese and Mandarin with additional translation services as requested.  Coaching sessions are in-person or virtual. 
 

Make an appointment today to:  

• Navigate sudden changes to your income or expenses   

• Access your Child Tax Credit, stimulus payments and other pandemic relief    

• Request lower payments from creditors and/or suspend payments due to financial hardship   

• Reduce debt and negotiate interest rates   

• Establish or improve your credit score   

• Open a bank account   

• Save for the future   

• Find out if you are eligible for any public benefits  

• Investing and retirement advice is not provided 

Smart Money Coaching is provided by the Office of Financial Empowerment