Smart Money Coaching provides free, confidential, one-on-one financial guidance. The program is available to anyone living, working or receiving services in San Francisco, regardless of citizenship status. Our coaches are fluent in Spanish, Cantonese and Mandarin, with additional translation services as requested. A Smart Money Coach will be available to answer questions about the program and to help you sign up for a session with one of the coaches.

Learn to: 

• Navigate sudden changes to your income or expenses   
• Access your Child Tax Credit, stimulus payments and other pandemic relief    
• Request lower payments from creditors and/or suspend payments due to financial hardship   
• Reduce debt and negotiate interest rates   
• Establish or improve your credit score   
• Open a bank account   
• Save for the future   
• Find out if you are eligible for any public benefits  
• Investing and retirement advice is not provided 

Smart Money Coaching is provided by the Office of Financial Empowerment