Presentation: All About Roths

Friday, 1/9/2026
12:00 - 1:30
Virtual Library

United States

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Roth accounts can be a valuable piece of your financial puzzle. They offer exceptional tax advantages and a great way to save for retirement. We’ll talk about Roth IRAs and Roth 401(k)s, and how to make them work for you. Important topics include contribution amounts allowed by law, income limits for contributors, and timing of contributions. Also, how do you get money into these? We’ll discuss the rules for contributions, conversions, the Backdoor Roth, and the Mega-Backdoor—and why the benefits are worth all the trouble.

 

About the speaker: Heather C. Liston, CFP®, EA, is the Principal at Clarity Financial, a woman-owned, fee-only financial planning firm based in San Francisco. She works with individuals and couples on retirement planning; equity compensation; tax planning; risk management; investments; budgeting, saving, and debt management; and more. She also prepares tax returns and teaches courses in financial planning and income tax.

Photograph of presenter, Heather Liston

Personal Finance

Get expert help in managing your finances and learn how to make well-informed financial decisions about spending, saving, taxes, investing, retirement, estate planning and more.

Taxes

A series of expert-led workshops covering everything you need to know to file your tax return safely and accurately, no matter your situation.

Spotlight

Older Adult

Learn and live well at any age.

This program is sponsored by Friends of the San Francisco Public Library.

Attending Programs

All programs are drop-in (no registration necessary) unless otherwise noted. All SFPL locations are wheelchair accessible. For accommodations (such as ASL), call (415) 557-4557 or contact accessibility@sfpl.org. Requesting at least 3 business days in advance will help ensure availability.

This program will be conducted in English unless otherwise noted.

Notice: This event may be filmed or photographed. By participating in this event, you consent to have your likeness used for the Library’s archival purposes and promotional materials. If you do not want to be photographed, please inform a staff person or the photographer. A sticker will be provided to help identify you so that we can avoid capturing your image.

Public Notice and Disclaimer

This program uses a third-party website link. By clicking on the third-party website link, you will leave SFPL's website and enter a website not operated by SFPL. This service may collect personally identifying information about you, such as name, username, email address, and password. This service will treat the information it collects about you pursuant to its own privacy policy. We encourage you to review the privacy policies of each third-party website or service that you visit or use, including those third parties with whom you interact through our Library services. For more information about these third-party links, please see the section of SFPL’s Privacy Policy describing Links to Other Sites.

The views and opinions expressed in programs presented by groups unaffiliated with SFPL do not necessarily reflect the official policy or position of SFPL or the City.