Workshop: Credit Card Makeover: Getting Out of Debt

Thursday, 1/15/2026
3:00 - 4:00

Credit cards can be a great financial tool, but for some, can lead to debt and financial trouble. This session provides an overview of credit card usage, warning signs of credit issues, and options for debt management and reconstructing existing credit.

Part of the Financial Skills Building series, presented by the San Francisco Financial Empowerment Center.

Logo for the San Francisco Financial Empowerment Center

The San Francisco Financial Empowerment Center provides free, confidential, one-on-one, personalized financial guidance with a certified financial counselor. This program is open to anyone living, working or receiving services in San Francisco (including noncitizens). Financial counselors provide sessions on the following financial topics: improving your credit score, increasing your savings, opening a safe and affordable bank account, assessing your public benefits options, navigating any changes in your income, communicating with loan servicers and debt collectors, managing and reducing debt and learning more about your consumer rights. Find out more and sign up for one-on-one counseling here


Get expert help in managing your finances and learn how to make well-informed financial decisions about spending, saving, taxes, investing, retirement, estate planning and more.


This program is sponsored by Friends of the San Francisco Public Library.


Attending Programs

All programs are drop-in (no registration necessary) unless otherwise noted. All SFPL locations are wheelchair accessible. For accommodations (such as ASL), call (415) 557-4557 or contact accessibility@sfpl.org. Requesting at least 3 business days in advance will help ensure availability.

This program will be conducted in English unless otherwise noted.

Notice: This event may be filmed or photographed. By participating in this event, you consent to have your likeness used for the Library’s archival purposes and promotional materials. If you do not want to be photographed, please inform a staff person or the photographer. A sticker will be provided to help identify you so that we can avoid capturing your image.


Public Notice and Disclaimer

This program uses a third-party website link. By clicking on the third-party website link, you will leave SFPL's website and enter a website not operated by SFPL. This service may collect personally identifying information about you, such as name, username, email address, and password. This service will treat the information it collects about you pursuant to its own privacy policy. We encourage you to review the privacy policies of each third-party website or service that you visit or use, including those third parties with whom you interact through our Library services. For more information about these third-party links, please see the section of SFPL’s Privacy Policy describing Links to Other Sites.

The views and opinions expressed in programs presented by groups unaffiliated with SFPL do not necessarily reflect the official policy or position of SFPL or the City.