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Credit cards can be a great financial tool, but for some, can lead to debt and financial trouble. This session provides an overview of credit card usage, warning signs of credit issues, and options for debt management and reconstructing existing credit.

Part of the Financial Skills Building series, presented by the San Francisco Financial Empowerment Center.

The San Francisco Financial Empowerment Center provides free, confidential, one-on-one, personalized financial guidance with a certified financial counselor. This program is open to anyone living, working or receiving services in San Francisco (including noncitizens). Financial counselors provide sessions on the following financial topics: improving your credit score, increasing your savings, opening a safe and affordable bank account, assessing your public benefits options, navigating any changes in your income, communicating with loan servicers and debt collectors, managing and reducing debt and learning more about your consumer rights. Find out more and sign up for one-on-one counseling here.